Cadastros de proteção ao crédito

AUTOR(ES)

Fernando Sacco Neto

DATA DE PUBLICAÇÃO

2008

RESUMO

Legal approach to credit report records to show their importance as public character entities. Thorough understanding of these information services from the point of view of (a) credit; (b) the prospective/registered consumers, (c) the consulters, (d) the information providers and (e) the economy. Analysis of outlines regarding positive and negative input information. Study of the prospective/registered consumers main rights concerning credit reporting agencies (their right to data communication, access, block, correction and cancel). Research to allow a harmonic coexistence between the right to credit/information/security/stability and the right to registered/prospective consumer privacy. Mention of Compared Law pertaining the referred topics. Emphasis on the functionalities of credit reporting agencies to the consumer society. Conclusion on the importance of the analyzed services as instruments of (a) protection of trust in credit relations, (b) empowerment of access to credit and protection against overindebtness, (c) assistance to decisions concerning creditnegotiation based on relevant information, (d) credit collection, and (e) contribution to economic stability

ASSUNTO(S)

information consumidor cadastros direito creditos consumer privacidade credit reporting agencies economy privacy informações credit economia defesa do consumidor -- leis e legislacao -- brasil direito a privacidade -- brasil consumidores -- brasil -- banco de dados

Documentos Relacionados

• Contratos de crédito ao consumidor: autonomia e proteção
• Alternativas ao Crédito Rural Tradicional
• Regra-matriz do direito ao crédito de ICMS
• A propensão ao financiamento através de cartões de crédito
• Restrição de crédito e decisão de investimento: evidências de racionamento de crédito ao setor informal da economia brasileira