Credit Cooperatives
Mostrando 1-12 de 23 artigos, teses e dissertações.
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1. Efficiency of credit unions in Brazil: an analysis of the evolution in financial intermediation and banking service
Abstract Purpose The purpose of this paper is to evaluate the efficiency in financial intermediation and the cost efficiency in banking service of credit unions in Brazil, based on essentially accounting variables, and to analyze the temporal evolution of the efficiency of these cooperatives. Design/methodology/approach With a sample of 315 cooperatives ov
RAUSP Manag. J.. Publicado em: 2020-09
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2. Credit analysis using data mining: application in the case of a credit union
The search for efficiency in the cooperative credit sector has led cooperatives to adopt new technology and managerial knowhow. Among the tools that facilitate efficiency, data mining has stood out in recent years as a sophisticated methodology to search for knowledge that is “hidden” in organizations' databases. The process of granting credit is one of
JISTEM J.Inf.Syst. Technol. Manag.. Publicado em: 2014-05
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3. PROPOSTA DE UM MODELO PROBABILÍSTICO DE RISCO DE INADIMPLÊNCIA EM UMA COOPERATIVA DE CRÉDITO, COM A APLICAÇÃO DA TÉCNICA DE REGRESSÃO LOGÍSTICA / PROPOSAL OF A PROBABILIST MODEL OF RISK OF INSOLVENCY IN A CREDIT COOPERATIVE, WITH THE APPLICATION OF THE TECHNIQUE OF LOGISTIC REGRESSION.
O panorama atual é de ampliação das operações de crédito destinadas às pessoas físicas. Este crescimento justifica-se pela contratação de financiamentos e empréstimos com maiores prazos de pagamentos, aumento da renda e de emprego. Sendo assim, da mesma forma como se expande a procura pelo crédito nas instituições financeiras, ocorre o aumento
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 26/08/2011
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4. Governança corporativa e análise do desempenho de cooperativas de crédito no Brasil / Corporate governance and performance analysis of credit unions in Brasil
The evaluation of levels of governance in credit unions has been the subject of more detailed analysis of financial institutions regulation since the establishment of the "Cooperative Governance Project", a strategic project of the Central Bank of Brazil - BCB - which started its activities in 2006. Several tests were conducted under the abovementioned proje
Publicado em: 2010
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5. Competencies of credit cooperatives : an empirical study on a credit cooperative in germany / Competencies of organisations are of vital importance to them, because they represent the drivers of competitiveness of organisation. Resource-based theory as the underlying theory and competence-based-view in particular highlight competencies problem-solving attribute. This is especially relevant for banks, confronted with challenges, linked to technological developments. Currently, banks are faced considerable difficulties due to the financial and economic crisis. Credit cooperatives, on the other hand, have successfully handled the challenges posed by technological developments and also seem to be dealing with the current crisis rather well. This study, therefore, aims at identifying, analysing and describing competencies of a credit cooperative, that may potentially contribute to solve the problems, banks are continuously faced with. The complexity and difficulty of identifying competencies necessitates the application of an interpretive paradigm to this study, which enables the researcher, as well as managers of CCs and banks to dig deeper into and better understand the area of investigation and thus identify, analyse and describe competencies. An extensive literature research, including the elucidation of specific aspects, was conducted and subsequently, a concept developed that facilitated the structuring of the data gained from the empirical study. This empirical study builds on a comprehensive case study, which involved an especially interesting credit cooperative in Germany. The concept, developed from the theoretical research derived from the literature, was applied to the collected data. The applied research technique resulting from the interpretive paradigm supports the significance of the results, as it allows to a step-by-step and thus better understanding of the rules of the game prevalent in the case-study bank.Finally, the results of each step and the rationale of the identified competencies,including the so-called activation power, are presented. Because of this researchs intensity and extension, a valuable framework to identify, analyse and describe the competencies of credit cooperatives can be proposed. Furthermore, the profound insights into the area of investigation, combined with the interesting aspects, linked to the case-study-bank, allowed the researcher to develop additional correlated propositions. Managers of credit cooperatives as well as of other banks can profit from this study. Understanding the basic rules may enhance the possibility of transfetring the results and consequently to discover thus far unexplored potentials and new ideas for navigating through the current challenging situation.
As competências de organizações são de importância vital para elas porque representam o motor de competitividade da organização. A resource-based theory(teoria fundamentado aos recursos) como a teoria subjacente e a competencebased-view (visão fundamentado aos competências) em particular, destacam o atributo de solução do problema de competências
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 25/06/2009
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6. Conflict of interests in credit cooperatives: a study under the Social Network Analysis scope / Conflitos de interesse em cooperativas de crÃdito: um estudo sob a Ãtica da Social Network Analysis.
The aim of this study was to assess the technical adequacy of the social web analysis for the understanding of the conflicts in a credit cooperative agency. For that purpose the themes agency theory, social web analysis and cooperativism were used as a theoretical reference. The study was carried out at the Economy and Credit Cooperatives Central of Minas Ge
Publicado em: 2009
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7. Cooperativas de crédito: um estudo de caso para as regiões Norte e Nordeste do Brasil / Cooperative credit: a case study for the regions North and Northeast of Brazil
Este trabalho consiste em um estudo pioneiro sobre os mecanismos de tomada de decisão em cooperativas de crédito, instituições com relevante taxa de crescimento no sistema financeiro brasileiro, cujas operações diretas geram um trade-off de gestão inerente ao problema de incentivos e de monitoramento. Neste contexto, propõe-se a realizar análises de
Publicado em: 2009
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8. AvaliaÃÃo da Sustentabilidade dos Programas de Financiamento Rural para o Desenvolvimento Rural do Estado do CearÃ: estudo de caso / Evaluation of the sustainability of the programs of agricultural financing of the Rural development in State of CearÃ: a study of a case
The subsidized agricultural credit is one of the instruments used for the Government in the search of increase of the production and in the modernization of farming, agro-industrial units and in the improvement in the quality of life of the small agricultural producer. Managed by (BNB) Banco do Nordeste do Brasil, (FNE) Northeast Constitucional Leasing Fund
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 19/05/2008
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9. Análise de práticas de microcrédito: estudo comparativo dos casos Credimur no Brasil e Coopsocial na Colômbia / Analysis the practices of micro credits: Study comparative of the cases Credimur in Brazil and Coopsocial in Colombia
The research had as objective to compare the practices of micro credit in Brazil and in Colombia, specifically the cases of the credits cooperative CREDIMUR (Brazil) and COOPSOCIAL (Colombia), and had the objective to identify the convergent and divergent points between both cooperatives, to identify the contributions that these practices had for the joined
Publicado em: 2008
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10. Eficiência técnica e de escala das cooperativas agropecuárias do Estado do Paraná / Technical and scale efficieny of agricultural cooperatives in state Paraná
The Brazilian agricultural cooperatives over the years has changed that significantly influenced the course of business carried by the cooperatives. Cooperatives in many states have experienced changes in its focus of action, began to act in new production bases and markets following the trend of its activities directed to the processing and marketing of agr
Publicado em: 2008
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11. Cooperativismo de crédito rural e sua influência no desenvolvimento local: estudo de caso da SICOOB Sertão, Pintadas-BA
As cooperativas de crédito vêm expandindo suas atividades no Brasil proporcionando a inclusão bancária a um contingente de pessoas no meio urbano e rural, muitas das quais jamais possuíram relacionamento com algum banco. No meio rural, através da cooperativa de crédito rural, o agricultor tem acesso a crédito e demais serviços financeiros que os ban
Publicado em: 2008
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12. Gestão cooperativa e desenvolvimento local: um estudo de caso na Cooperativa de Crédito de São Roque de Minas/ Sicoob-Saromcredi / Cooperative management and local development: a study of case in the Credit Cooperative of the São Roque de Minas/ Sicoob-Saromcredi
The present work aimed to analyse the possibilities of the local development of an efficient Cooperative Management developed through the strategies establishment, driven to both Economic Management and Social Management of these organizations. For this study, it was necessary to correlate development with cooperativism, from the authors that emphasize the f
Publicado em: 2008