Cooperative Of Credit
Mostrando 1-12 de 30 artigos, teses e dissertações.
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1. Governance and financial efficiency of Brazilian credit unions
Abstract Purpose This paper aims to evaluate the relation between governance and financial efficiency of credit unions in Brazil. The study shows how poor financial efficiency in credit unions may result from undesirable configurations in executive management and other variables related to governance. Design/methodology/approach The study develops an innov
RAUSP Manag. J.. Publicado em: 2020-09
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2. Estimating credit and profit scoring of a Brazilian credit union with logistic regression and machine-learning techniques
Abstract Purpose Although credit unions are nonprofit organizations, their objectives depend on the efficient management of their resources and credit risk aligned with the principles of the cooperative doctrine. This paper aims to propose the combined use of credit scoring and profit scoring to increase the effectiveness of the loan-granting process in cre
RAUSP Manag. J.. Publicado em: 25/11/2019
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3. Experiência em serviços e segmentação pela renda em uma cooperativa de crédito
Resumo: O presente artigo refere-se a um estudo de caso em uma cooperativa de crédito segmentada nos profissionais da saúde. A pesquisa objetivou analisar a experiência em serviço da cooperativa com seu quadro social, segmentado pela renda. O estudo pode ser descrito como uma pesquisa exploratória e descritiva de caráter quantitativo com corte transver
Interações (Campo Grande). Publicado em: 08/04/2019
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4. Credit analysis using data mining: application in the case of a credit union
The search for efficiency in the cooperative credit sector has led cooperatives to adopt new technology and managerial knowhow. Among the tools that facilitate efficiency, data mining has stood out in recent years as a sophisticated methodology to search for knowledge that is “hidden” in organizations' databases. The process of granting credit is one of
JISTEM J.Inf.Syst. Technol. Manag.. Publicado em: 2014-05
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5. Brazilian credit union member groups: borrower-dominated, saver-dominated or neutral behavior?
Theoretical models concerning Credit Unions (CUs) suggest that the type of CU domination determines the way it allocates the monetary value it generates. A borrower- (saver-) dominated CU benefits borrower (saver) members at the expenses of saver (borrower) members, and a neutral CU equally benefits its member groups. This paper applies direct measure of mon
BAR, Braz. Adm. Rev.. Publicado em: 09/11/2012
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6. COOPERATIVISMO DE CRÉDITO: ATUAÇÃO DA CRESOL COMO FATOR DE DESENVOLVIMENTO SOCIOECONÔMICO E COMBATE À POBREZA NA REGIÃO SUL/RS
O mundo contemporâneo convive com profundas desigualdades de diversas ordens. Por um lado, prosperam grupos por meio do acesso aos bens materiais, culturais e políticos, possibilitados, em grande parte, pelo acelerado avanço das tecnologias. Por outro lado, se encontram grupos privados desses bens e relegados a profunda pobreza. Dentre esses, se encontra
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 09/12/2011
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7. PROPOSTA DE UM MODELO PROBABILÍSTICO DE RISCO DE INADIMPLÊNCIA EM UMA COOPERATIVA DE CRÉDITO, COM A APLICAÇÃO DA TÉCNICA DE REGRESSÃO LOGÍSTICA / PROPOSAL OF A PROBABILIST MODEL OF RISK OF INSOLVENCY IN A CREDIT COOPERATIVE, WITH THE APPLICATION OF THE TECHNIQUE OF LOGISTIC REGRESSION.
O panorama atual é de ampliação das operações de crédito destinadas às pessoas físicas. Este crescimento justifica-se pela contratação de financiamentos e empréstimos com maiores prazos de pagamentos, aumento da renda e de emprego. Sendo assim, da mesma forma como se expande a procura pelo crédito nas instituições financeiras, ocorre o aumento
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 26/08/2011
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8. A construção social do cooperativismo de crédito rural solidário na Zona da Mata Mineira / The social construction of rural solidary credit union in Zona da Mata Mineira
Esta pesquisa teve o objetivo de analisar o desenvolvimento do sistema Ecosol de cooperativas de crédito rural solidárias em Minas Gerais, buscando compreender a lógica de operacionalização dos serviços financeiros e os fundamentos das mudanças organizacionais que acompanham o crescimento dessas cooperativas. As cooperativas analisadas são edificadas
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 11/02/2011
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9. Trajetória de crescimento no Sistema de Crédito Cooperativo SICREDI : autoperpetuação e autodestruição
This Research has the objective of describing the growth trajectory and to identify indicators for the self-perpetuation or self-destruction noticed in the Credit Cooperative System ¿ SICREDI, which is now in 10 states in Brazil, with its headquarters in Porto Alegre, RIO GRANDE DO SUL State, from 1980 up to 2010, from its strategic decisions. For this reas
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 2011
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10. Governança corporativa e análise do desempenho de cooperativas de crédito no Brasil / Corporate governance and performance analysis of credit unions in Brasil
The evaluation of levels of governance in credit unions has been the subject of more detailed analysis of financial institutions regulation since the establishment of the "Cooperative Governance Project", a strategic project of the Central Bank of Brazil - BCB - which started its activities in 2006. Several tests were conducted under the abovementioned proje
Publicado em: 2010
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11. Competencies of credit cooperatives : an empirical study on a credit cooperative in germany / Competencies of organisations are of vital importance to them, because they represent the drivers of competitiveness of organisation. Resource-based theory as the underlying theory and competence-based-view in particular highlight competencies problem-solving attribute. This is especially relevant for banks, confronted with challenges, linked to technological developments. Currently, banks are faced considerable difficulties due to the financial and economic crisis. Credit cooperatives, on the other hand, have successfully handled the challenges posed by technological developments and also seem to be dealing with the current crisis rather well. This study, therefore, aims at identifying, analysing and describing competencies of a credit cooperative, that may potentially contribute to solve the problems, banks are continuously faced with. The complexity and difficulty of identifying competencies necessitates the application of an interpretive paradigm to this study, which enables the researcher, as well as managers of CCs and banks to dig deeper into and better understand the area of investigation and thus identify, analyse and describe competencies. An extensive literature research, including the elucidation of specific aspects, was conducted and subsequently, a concept developed that facilitated the structuring of the data gained from the empirical study. This empirical study builds on a comprehensive case study, which involved an especially interesting credit cooperative in Germany. The concept, developed from the theoretical research derived from the literature, was applied to the collected data. The applied research technique resulting from the interpretive paradigm supports the significance of the results, as it allows to a step-by-step and thus better understanding of the rules of the game prevalent in the case-study bank.Finally, the results of each step and the rationale of the identified competencies,including the so-called activation power, are presented. Because of this researchs intensity and extension, a valuable framework to identify, analyse and describe the competencies of credit cooperatives can be proposed. Furthermore, the profound insights into the area of investigation, combined with the interesting aspects, linked to the case-study-bank, allowed the researcher to develop additional correlated propositions. Managers of credit cooperatives as well as of other banks can profit from this study. Understanding the basic rules may enhance the possibility of transfetring the results and consequently to discover thus far unexplored potentials and new ideas for navigating through the current challenging situation.
As competências de organizações são de importância vital para elas porque representam o motor de competitividade da organização. A resource-based theory(teoria fundamentado aos recursos) como a teoria subjacente e a competencebased-view (visão fundamentado aos competências) em particular, destacam o atributo de solução do problema de competências
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 25/06/2009
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12. AÇÕES PARA MELHORIA DA SATISFAÇÃO DOS CLIENTES EM UMA COOPERATIVA DE CRÉDITO / ACTIONS FOR IMPROVEMENT OF THE SATISFACTION OF THE CUSTOMERS IN A CREDIT UNION
This dissertation has for objective to present actions of improvement of satisfaction customers in a Cooperative of Credit. The research was accomplished with associated, employees and the director the Cooperative, located in city of Santa Maria/RS. The research possesses qualitative nature, once the bases on the interpretation of the processes related with
Publicado em: 2009