Fundos de pensÃo: BenefÃcio ou prejuÃzo para os trabalhadores?

AUTOR(ES)
DATA DE PUBLICAÇÃO

2006

RESUMO

Public social welfare is being looked upon as being insufficient to answer to the longings of the people, and the idea of complemental social welfare grew in the imagination of those that fear abandonment in times of more difficulty and for employees is being born the matter of pension funds. The product financed from the resources of the workers themselves, and pointed as the solution for all the problems. There is also another purpose: to obtain funds so that the company can participate more actively of the globalized financial life. These funds suffer strong pressure in the sense of having enough liquidity to be responsible for the payment of the employees benefits and still provide revenues for the employer and the investor. This way, pension funds have obligations to those insured, as liquidity and tolerance to the risk of investment. It happens that the form found by the investors to give liquidity the such funds directly reflects on the values that the beneficiaries will receive in cases of disability or retirement. The study of the pension funds and its repercussion in the workers life is not only in the social welfare aspect, but mainly in the analysis under the perspective of the use of this in the accumulation of capital and in the financing of the companies and this is the theme of this work, that, initially, analyzes the present Brazilian and Chilean social welfare system to then, make an analysis of how pension funds are being dealed with in Brazil in the perspective of fiscalization, transparency for the participants, and performance in the economic market.

ASSUNTO(S)

ciencia politica closed complemental social welfare closed welfare previdÃncia fechada pension funds fundos de pensÃo private welfare previdÃncia privada previdÃncia complementar fechada

ACESSO AO ARTIGO

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