Finacial education in Brazil / Uma contribuição ao desenvolvimento da educação em finanças pessoais no Brasil

AUTOR(ES)
DATA DE PUBLICAÇÃO

2007

RESUMO

The improvement of personal financial capacity as a means of making better-informed financial decisions and enabling proactive management of Personal Finance is a relevant current challenge. In the United States, the United Kingdom, and Japan, Financial Education initiatives are at a more advanced level than in Eastern European and Latin American countries, including Brazil. While a few Brazilian schools are making isolated efforts to implement Financial Education as part of their curricula, its inclusion in the official curriculum must be promoted; the need for Financial Education is in accordance with dominant social interests and relevant to the countrys economic development. Therefore, based on a review of relevant literature and on the experience of educators conducting inclusion of Financial Education in the school curriculum, this work seeks to answer the following research problems, in order to subsidize public policies on Financial Education: 1) Which are the critical factors for implanting Financial Education in the Brazilian curriculum? 2) What strategies can foster personal financial capacity in the school environment? Results suggest that the following aspects are to be considered: a) Inclusion of Financial Education without focusing on third-party commercial interests; b) Strengthening of institutions; c) Professional development through public and private initiatives; d) Improvement of teacher training; e) Adequation of teaching strategies to the relevant learning stages; and f) Three-stage introduction of Financial Education into the Basic Education curriculum, initially as an interdisciplinary subject, and later as a discipline in its own right.

ASSUNTO(S)

education finance educação em finanças pessoais finanças financial education educação

ACESSO AO ARTIGO

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