Credit analysis using data mining: application in the case of a credit union

The search for efficiency in the cooperative credit sector has led cooperatives to adopt new technology and managerial knowhow. Among the tools that facilitate efficiency, data mining has stood out in recent years as a sophisticated methodology to search for knowledge that is “hidden” in organizations' databases. The process of granting credit is one of the central functions of a credit union; therefore, the use of instruments that support that process is desirable and may become a key factor in credit management. The steps undertaken by the present case study to perform the knowledge disc...

• Assuntos:

  • Cooperativismo de Crédito
  • Mineração de Dados
  • Árvore de Decisão
  • Rede Neural Artificial