Loan
Mostrando 1-12 de 180 artigos, teses e dissertações.
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1. The constant amortization scheme with multiple contracts
Abstract For the case of a loan with constant payments, De-Losso et al. (2013) has shown that substituting a single contract by subcontracts, one for each of the n payments of the single contract, may result, depending on the financial institution opportunity cost, in substantial fiscal gain. The present paper extends its analysis to the case of the constant
Revista Brasileira de Economia. Publicado em: 2022
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2. Reforming theory of planned behavior to measure money management intention: a validation study among student debtors
Abstract Purpose This study aims to validate the money management intention screening questionnaire under the framework of theory of planned behavior, which includes attitude, subjective norms, perceived behavioral control and intention. Design/methodology/approach A total of 919 undergraduate students with loans were randomly selected and grouped into fou
RAUSP Manag. J.. Publicado em: 2021-03
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3. INCONSISTENCY AND CORRECTION OF THE GERMAN AMORTIZATION SYSTEM
ABSTRACT The amortization systems, also called as amortization methods, are used to compute the installment value that a client must disburse (or spend) to pay off a loan or financing with the number of installments and the interest rate agreed for the loan or financing. This paper shows that the German Amortization System makes an inconsistent use of the in
Pesqui. Oper.. Publicado em: 02/12/2019
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4. Estimating credit and profit scoring of a Brazilian credit union with logistic regression and machine-learning techniques
Abstract Purpose Although credit unions are nonprofit organizations, their objectives depend on the efficient management of their resources and credit risk aligned with the principles of the cooperative doctrine. This paper aims to propose the combined use of credit scoring and profit scoring to increase the effectiveness of the loan-granting process in cre
RAUSP Manag. J.. Publicado em: 25/11/2019
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5. Facebookland: the bizarro-linguistic world
Resumo O presente artigo investiga a dinâmica do romeno contemporâneo centrando-se em várias estruturas linguísticas utilizadas em sites de mídias sociais, nos quais conteúdos específicos e estratégias de interação particulares se fazem presentes. O artigo é parte de um projeto mais amplo dedicado ao estudo do empobrecimento linguístico (que afet
Alea. Publicado em: 11/11/2019
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6. O TUPI ANTIGO NO PORTUGUÊS: ALGUMAS QUESTÕES SOBRE HISTÓRIA, IDENTIDADE E ENSINO DE LÍNGUAGEM
RESUMO Este texto apresenta algumas reflexões sobre a pluralidade linguística no Brasil, discutindo especificamente a contribuição do tupi antigo para o enriquecimento da variante brasileira da língua portuguesa e amplificando os debates em torno do ensino do empréstimo de línguas indígenas para singularizar a língua lusitana do aquém-mar. As discu
Trab. linguist. apl.. Publicado em: 25/04/2019
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7. Análise crítica sobre a evolução das normas éticas para a utilização das técnicas de reprodução assistida no Brasil
Resumo O Conselho Federal de Medicina (CFM) publicou em 1992 a resolução CFM nº 1.358/1992 com o objetivo de adotar normas éticas para utilização das técnicas de Reprodução Assistida (TRA). Esta resolução foi atualizada em 2010 (CFM nº 1.957/2010), em 2013 (CFM Nº 2.013/13) e teve sua última atualização 2015 (CFM nº 2.121/2015). O objetivo d
Ciênc. saúde coletiva. Publicado em: 2019-03
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8. Bank revenue diversification: its impact on risk and return in Brazilian banks
RESUMO O objetivo deste estudo é determinar o impacto da diversificação das receitas bancárias sobre o risco e o retorno dos bancos brasileiros. Essa estratégia foi adotada por bancos em diversos países, inclusive no Brasil. Em 2003, as receitas noninterest (não decorrentes de juros) representavam 17,80% da receita operacional dos bancos analisados e,
Rev. contab. finanç.. Publicado em: 2019-03
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9. THE ROLE OF MICROFINANCE FOR HOUSING OF LOW-INCOMES: THE CASE OF BALTIMORE
ABSTRACT Purpose: This study proposes to map the barriers to scaling the microfinance industry in the U.S., as it pertains to home maintenance and improvement for low-income households. The selected context of analysis is the American city of Baltimore, due to the city’s high need for housing repair and large percentage of residents with limited access to
RAM, Rev. Adm. Mackenzie. Publicado em: 05/04/2018
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10. Litterfall and Nutrient Input in a Degraded Area
ABSTRACT This study aimed to test the effects of fertilization with organic compost from industrial production of pulp on the litterfall and nutrient input of monospecific plantations in a loan area. The treatments consisted of three doses of the organic compost D10, D15 and D20 (10, 15 and 20 Mg ha-1, respectively), mineral conventional fertilization (DAM)
Floresta Ambient.. Publicado em: 27/04/2017
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11. Estudo das propriedades reológicas, mecânicas e de blindagem eletromagnética de misturas elastoméricas envolvendo borracha nitrílica (NBR) e borracha nitrílica carboxilada (XNBR)
Resumo Neste trabalho foram avaliadas as propriedades reológicas, mecânicas e de blindagem eletromagnética de misturas elastoméricas envolvendo borracha nitrílica (NBR) e borracha nitrílica carboxilada (XNBR) formuladas com 30 pcr de negro de fumo condutor. As proporções de NBR/XNBR estudadas foram 100/0, 80/20, 50/50, 20/80, 10/90 e 0/100. Os result
Polímeros. Publicado em: 16/01/2017
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12. The economic impact of infection with Eimeria spp. in broiler farms from Romania
ABSTRACT A survey was conducted on chicken broiler farms from Romania in August-November 2010 to evaluate economic losses due to coccidiosis. Data were collected from six broiler farms of different capacity regarding chemoprophylaxis program, weight gain, feed conversion, and mortality, for two previous flocks in two houses of each farm, and finally we evalu
R. Bras. Zootec.. Publicado em: 2016-05