Default Bank Lending Rates
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1. Monetary policy affects consumer credit? / Política Monetária Afeta Crédito ao Consumidor?
This paper investigates the effects of positive monetary policy shocks for Brazilian consumer credit market. Beyond the traditional cost of capital view, we aim to detect the behaviour of the most important credit products, the default levels and the market interest rates. We find some puzzles. Brazilian consumer increases the consumption of credit products
Publicado em: 2006