Credit Modeling
Mostrando 1-12 de 17 artigos, teses e dissertações.
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1. Validação de Escalas para Investigar a Gestão Financeira Pessoal
Resumo Objetivo – Descrever o teste empírico de escalas para mensurar os comportamentos de Gestão Financeira Pessoal, Impulsividade nas compras e Tensão Financeira, examinando a estrutura fatorial, confiabilidade e validade das escalas. Metodologia – A partir da tradução reversa de escalas foi feito levantamento pela internet com 195 respondentes
Rev. bras. gest. neg.. Publicado em: 26/08/2019
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2. INFERENCE OF THE MARKET VALUE OF URBAN LOTS FROM THE PERSPECTIVE OF SURVIVAL ANALYSIS. CASE STUDY: CITY OF SÃO CARLOS, SÃO PAULO, BRAZIL
ABSTRACT The survival analysis was originally proposed for data analysis related to time before the occurrence of a specific event of interest and has been widely used in studies of biomedical data (survival analysis), industrial research (reliability analysis) and financial data (credit scoring). In this study, we presented a new approach to modeling the ma
Pesqui. Oper.. Publicado em: 2016-08
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3. CREDIT SCORING MODELING WITH STATE-DEPENDENT SAMPLE SELECTION: A COMPARISON STUDY WITH THE USUAL LOGISTIC MODELING
Statistical methods have been widely employed to assess the capabilities of credit scoring classification models in order to reduce the risk of wrong decisions when granting credit facilities to clients. The predictive quality of a classification model can be evaluated based on measures such as sensitivity, specificity, predictive values, accuracy, correlati
Pesqui. Oper.. Publicado em: 2015-04
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4. AvaliaÃÃo e modelagem de desempenho para planejamento de capacidade de sistema de transferÃncia eletrÃnica de fundos utilizando trÃfego em rajada
Over the last years, reliability and availability have become a crucial factor in designing computer systems, especially fault-tolerant ones. In such systems, redundant components are added to the system that continues to function uninterruptedly despite the occurrence of failures. Some well-known techniques to operate spare modules include hot standby, cold
Publicado em: 2009
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5. AvaliaÃÃo do impacto de uma polÃtica de manutenÃÃo na performabilidade de sistemas de transferÃncia eletrÃnica de fundos
The transfer electronic funds systems (EFT) promote financial benefits to institutions that utilize this kind of service and conveniences for its clients. EFT systems realize credit and debit operations in bank accounts through points of sales terminals (POSs) in different companies. This way, analyzing the performance of the EFT systems has a fundamental im
Publicado em: 2009
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6. The role of macroeconomic factors in the formation of international financial centers / O papel dos fatores macroeconômicos na formação de centros financeiros internacionais
The objective of this study is to empirically analyze the influence of some macroeconomic factors on the international financial centers development. The factors tested were level of development and economic activity, economic stability, trade openness and taxation for twelve countries from 1988 to 2006. These variables were tested for three financial proxie
Publicado em: 2008
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7. Tests applied in macroeconomics: exchange rate expectations and inflation / Ensaios aplicados de macroeconomia: taxa de câmbio e expectativas de inflação
This doctoral thesis consists of three essays in applied macroeconomics. The first essay retakes the classic result of the article by Meese and Rogoff (1983), in which the authors found strong evidence that no structural model for the exchange rate surpasses the projections of a random walk model. In this first essay we compare the error of the projections f
Publicado em: 2008
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8. Time series models applied to forecast analysis of banking credit concessions / Modelos de séries temporais aplicados à análise prospectiva de concessão de crédito bancário
The aim of this study was to model the series of banking credit concessions to individuals, to firms and for rural activities financing, and to generate forecasts about the behavior of that series. The methodology used was the Vector Auto-Regression. The property of co-integration among the variables was considered, and were estimated Vector Auto-Regression
Publicado em: 2007
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9. Accounting information systems: modeling and intelligent agents application / Sistemas de informação contábeis: modelagem e aplicação de agentes inteligentes
A contabilidade é ciência destinada ao tratamento da informação de eventos econômicos que ocorrem dentro das organizações. Diversas técnicas de registro e tratamento de dados foram desenvolvidas ao longo do tempo para gerar informações relevantes nas tomadas de decisões. Nesse sentido, a contabilidade tem sua origem no método das partidas dobrada
Publicado em: 2007
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10. Econometric analysis of the factor total productivity in Amazonia Legal, 1990-2004 / Análise econométrica da produtividade total dos fatores na Amazônia Legal, 1990-2004
The economic performance of Amazonia Legal and its states is evaluated based on total-factor productivity (TFP) measures obtained by the use of the exogenous growth model formulated by Solow (1956) and by the expanded human capital model proposed by Mankiw et al. (1992). The economic variables taken as proxy of the physical (synthetic quantitative index), hu
Publicado em: 2007
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11. Modelagem de risco de crÃdito: aplicaÃÃo de modelos Credit Scoring no Fundo Rotativo de AÃÃo da Cidadania â Cred Cidadania / Modeling of credit risk: application of models Credit Scoring in the Deep Rotating of Action of the Citizenship - Cred Citizenship
The Credit Scoring models are quantitative ones usually used by financial institutions in measure and credit risk forecast, owning consolidated application during the credit concession process of these institutions. This dissertation work objectivies to evaluate the possibility of Credit Scoring models application in a microcredit institution denominated Fun
Publicado em: 2006
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12. Alternativas de financiamento de projetos de biogÃs e geraÃÃo de energia elÃtrica em aterros sanitÃrios: estudo de caso
The objective of the present essay is to analyze how to make feasible the financing of projects for the collection of biogas and the generation of electric power in sanitary landfills, inserted into the clean development mechanism (CDM) of the Kyotoâs Protocol. The exploratory research assesses the current stage of the solid residues in Brazil, the means fo
Publicado em: 2006