Credit Management
Mostrando 1-12 de 76 artigos, teses e dissertações.
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1. Governance and financial efficiency of Brazilian credit unions
Abstract Purpose This paper aims to evaluate the relation between governance and financial efficiency of credit unions in Brazil. The study shows how poor financial efficiency in credit unions may result from undesirable configurations in executive management and other variables related to governance. Design/methodology/approach The study develops an innov
RAUSP Manag. J.. Publicado em: 2020-09
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2. Efficiency of credit unions in Brazil: an analysis of the evolution in financial intermediation and banking service
Abstract Purpose The purpose of this paper is to evaluate the efficiency in financial intermediation and the cost efficiency in banking service of credit unions in Brazil, based on essentially accounting variables, and to analyze the temporal evolution of the efficiency of these cooperatives. Design/methodology/approach With a sample of 315 cooperatives ov
RAUSP Manag. J.. Publicado em: 2020-09
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3. Estimating credit and profit scoring of a Brazilian credit union with logistic regression and machine-learning techniques
Abstract Purpose Although credit unions are nonprofit organizations, their objectives depend on the efficient management of their resources and credit risk aligned with the principles of the cooperative doctrine. This paper aims to propose the combined use of credit scoring and profit scoring to increase the effectiveness of the loan-granting process in cre
RAUSP Manag. J.. Publicado em: 25/11/2019
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4. Validação de Escalas para Investigar a Gestão Financeira Pessoal
Resumo Objetivo – Descrever o teste empírico de escalas para mensurar os comportamentos de Gestão Financeira Pessoal, Impulsividade nas compras e Tensão Financeira, examinando a estrutura fatorial, confiabilidade e validade das escalas. Metodologia – A partir da tradução reversa de escalas foi feito levantamento pela internet com 195 respondentes
Rev. bras. gest. neg.. Publicado em: 26/08/2019
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5. Los imaginarios de “inversores”, “mercados” y “valor” en la distribución del dinero por la industria financiera. Un estudio de caso sobre los derivados de crédito
Abstract: This text is based on participant observation research as an assistant financial analyst in a multinational asset management company based in France in 2004. The purchase of credit derivatives, based on US mortgages, by the employees of this French multinational on behalf of their clients situated around the world, integrated thousands of people in
Civitas, Rev. Ciênc. Soc.. Publicado em: 2017-04
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6. Credit analysis using data mining: application in the case of a credit union
The search for efficiency in the cooperative credit sector has led cooperatives to adopt new technology and managerial knowhow. Among the tools that facilitate efficiency, data mining has stood out in recent years as a sophisticated methodology to search for knowledge that is “hidden” in organizations' databases. The process of granting credit is one of
JISTEM J.Inf.Syst. Technol. Manag.. Publicado em: 2014-05
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7. Factors that impact the financial performance of broiler production in southern states of Paraná, Brazil
This study aimed at identifying the factors that affect the financial performance of broiler chicken production in Southwest of Paraná state in Brazil, as well as to study the relationship of these factors with the social-economic situation of poultry farmers. Data were obtained from a questionnaire applied to broiler chicken farmers between February and Ma
Rev. Bras. Cienc. Avic.. Publicado em: 2014-03
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8. O processo decisório legislativo na criação e reforma do BACEN e do CMN em 1964 e 1994: incerteza, cooperação e resultados legislativos / Legislative decision making process for BACEN and CMN in 1964 and 1994 : uncertainty, cooperation and legislative output
This thesis analysis two legislative decision making process that created and reformed BACEN and CMN in 1964 and 1994, occasions of successful economic stabilization plans (respectively PAEG and Plano Real). The institutional form of the monetary authority represents a political choice to perform certain public policies, what was important to achieve price s
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 03/03/2012
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9. Segmentação dos usuários de cartão de crédito por meio da análise de cesto de compras / Segmentation of credit card clients by market basket analysis
Esta dissertação de mestrado tem como objetivo, elaborar um modelo de segmentação baseando-se no comportamento comprovado de consumo de clientes, valendo-se das técnicas de Análise de Associação e Análise de Cesto de Compras, aplicadas aos dados das faturas de cartão de crédito dos clientes. A partir do modelo proposto, testou-se a previsibilidade
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 17/01/2012
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10. Heifer Retention Program in the Pantanal: a study with data envelopment analysis (DEA) and Malmquist index
The objective of this study was to propose Data Envelopment Analysis (DEA) models and non-parametric Malmquist indexes to evaluate the efficiency of 11 livestock farms in the Pantanal region. These farms took out a loan from 'Fundo Constitucional de Financiamento do Centro-Oeste' - FCO (Constitutional Financial Fund for the Midwest), a line of credit for fin
R. Bras. Zootec.. Publicado em: 2012-08
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11. Management model for the development of software applied to business sustainability in the context of global climate changes
This article introduces a social and environmental management model based on the results of an empirical study that was conducted using the grounded theory method. It outlines a social and environmental mapping of the different economic segments of the Brazilian business universe to support decisions that are inherent to the sustainable management of the sup
JISTEM - Journal of Information Systems and Technology Management. Publicado em: 2012-04
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12. Gerenciamento de risco de crédito e capital intelectual: uma abordagem em bancos brasileiros
O processo de gerenciamento de risco de crédito dos bancos é uma atividade de extrema importância para a correta identificação dos riscos inerentes à atividade bancária de emprestar recursos financeiros a terceiros. Dessa forma, os gestores dos bancos precisam estar atentos às melhores práticas de mercado e ter em mãos processos eficientes para a t
IBICT - Instituto Brasileiro de Informação em Ciência e Tecnologia. Publicado em: 14/02/2011