Teoria da Renda Permanente, restrição de crédito e formação de hábito: uma análise usando dados trimestrais / Teoria da Renda Permanente, restrição de crédito e formação de hábito: uma análise usando dados trimestrais

AUTOR(ES)
DATA DE PUBLICAÇÃO

2009

RESUMO

This article analyzes three diferent consumption theories, the theory of permanent income, habit formation and the rule of thumb. The test use brazilian quartely data for the period of January 1991 throught December 2008. The results of this article stayed in line with the domestic literature, as interest rate seems irrelevant for consumption, and also that some part of the population is resticted to credit. Also in line with this literature, there were no evidence of habit formation

ASSUNTO(S)

teoria da renda permanente economia permanent icome theory regra de bolso rule of thumb formação de hábito habit formation

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