Os Bancos Comunitários e o Empoderamento dos Clientes? Avaliação da Experiência do Crediamigo do Banco do Nordeste / Clients empowerment and Village Banks. Experience evaluation of Crediamigo of Banco do Nordeste

AUTOR(ES)
DATA DE PUBLICAÇÃO

2009

RESUMO

The objective of this paper is to evaluate the experience of Banco do Nordestes Crediamigo program enhancing the methodology used in communal banks and its approach in addressing the issue of empowerment. To this end, the historical and political context in which the Banco do Nordeste do Brasil, its microfinance department and its Microcredit Program Crediamigo were founded is examined. After which, the genesis and the trajectory of Crediamigo Comunidade during the period from August 2004 to December 2008 is presented and comments on the political and institutional context inherent in this product. Within this context enters a discussion of empowerment, comparing this concept with the characteristics present in the methodology of Crediamigo Comunidade. The third part of this document describes the socioeconomic profile of the public being served by this product and their perception of Crediamigo Comunidade which was gathered through interviews with these clients and an analysis of the data that was gathered in these interviews. This paper ends by identifying the limits and possibilities of social programs and microfinance public policy, empirically examining the horizons of empowering the poor communities served by Crediamigo.

ASSUNTO(S)

microcrédito crediamigo comunidade bancos comunitários caucaia(ce) microfinanças caucaia(ce) comunidade desenvolvimento maranguape(ce) banco do nordeste, bancos comunitários pobreza bancos comunitários maranguape(ce) comunidade desenvolvimento caucaia(ce) crédito maranguape(ce) caucaia(ce) - política social politicas publicas programa crediamigo empoderamento. microfinanças maranguape(ce) crédito caucaia(ce) pobreza maranguape(ce) maranguape(ce) política social microcredit, banco do nordeste, communal banks, crediamigo program, crediamigo comunidade, poverty, empowerment. pobreza caucaia(ce) crediamigo comunidade(banco do nordeste do brasil)

ACESSO AO ARTIGO

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