Abrindo a caixa preta : o financiamento da agricultura familiar no Brasil

AUTOR(ES)
DATA DE PUBLICAÇÃO

2003

RESUMO

This work sustains, with base in the wide revision of the literature and international experience, the theory that although the agricultural credit is a relevant component of the public politics of support to the family agriculture, the promotion of the rural development requests the change of the traditional model of financing. The reinforcement of the institutions of rural finances that work in local level and that join to the credit a group of essential services for the construction of social capital and the excel of the obstacles that lock the development and the family farmers maintainable insert in the markets. Tends as backdrop the analysis of the operation of the National System of Rural Credit, the dissertation evaluates the National Program of Invigoration of the Family Agriculture, presenting their main mechanisms, sources of resources, objectives, beneficiaries, financial agents, and it highlights in matter the progresses and the limits of this initiative. The author sustains that Pronaf, being an appendix of SNCR, it faces difficulties to operate with the public to which is destined, once the institutions that operate are not him prepared for this function. Also detaches that the involvement of these institutions has been implicating in high costs for National Treasury, which collects the transaction costs and the equalization interest rate, and that these costs are, in last analysis, responsible for the smallest inclusion of the Program. Finally, with base in the analysis of Pronaf, the work presents a group of proposed to overcome observed obstacles and to reduce inefficiencies in the Program.

ASSUNTO(S)

agricultura familiar. agricultura - financiamento - brasil familias rurais

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